Mastercard Rewards Programs
MasterCard was first founded in 1966 as a competitor to BankAmericard (now Visa). Today MasterCard offers dozens of rewards cards. Below are just a few of our favorites. Perhaps the most popular MasterCard rewards card is the Citi Gold AAdvantage World MasterCard. This card carries a $50 annual fee but allows its holder to earn bonus miles for use on American Airlines. Another popular rewards card from MasterCard is the Continental Airlines World MasterCard from Chase. No matter what your cup of tea may be, chances are MasterCard offers a rewards card for you.
Browse our Mastercard reward credit cards below
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Chase Platinum MasterCard®
- 0% Intro APR*
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History
- No Annual Fee
- Flexible Rewards Program: Earn One Point Per Dollar Spent. Redeem for Your Choice of Cash Back, Merchandise, Travel or Gift Cards
- Interest-Free Grace Period When You Pay Your Bill in Full Each Month
- FREE Online Account Access
- FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for up to 12 Months | 10.99% | Very Good | $0 |
Elite Rewards® World MasterCard® Credit Card
- *Earn Double Points for Purchases at Participating Merchants
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- *Earn 1 Point for $1 in Net Retail Purchase(s)
- *Get 500 Bonus Points after Your First Qualifying Retail Purchase(s)
- *No Annual Fee
- *Fly on Major U.S. Airlines with No Blackout Dates
- *Avis® Car Rental Discounts and Special Offers
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.9% / 15.99% | Excellent | $0 |
Chase PerfectCard™ MasterCard®
- 6% Rebates on ALL Gas Purchases at ANY Gas Station for the First 90 Days
- 3% Rebates on ALL Gas Purchases at ANY Gas Station after the First 90 Days
- 1% Rebates on ALL Other Purchases Made Anywhere Else
- 0% Intro APR* for Up To 6 Months
- The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Credit History
- No Annual Fee
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for up to 6 Months | 10.99% | Any | $0 |
American DreamCard™ Platinum MasterCard®
- The American DreamCard is the Credit Card Program that can Make People Rich!
- Large Monthly Jackpots!
- Earn Entries From Everyday Shopping!
- Every $1 in Net Retail Purchases = 1 Entry to Win (Up To 1,000 Entries Per Purchase)
- No Annual Fee*
- Get 1,000 Entries Just for Applying!
- More Entries Mean More Chances to Win!
- Entries are Good for Future Drawings and There is No Limit to How Many Times You Can Win*
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 14.99% | Very Good | $0 |
Citi® Home Rebate Platinum Select® MasterCard®
- Receive 6% Rebate on Utilities, Cable/Satellite TV, Internet Connection, and Telecommunication for 12 Months
- Receive 1% on All Other Purchases
- Rebate Automatically Applied to Your Mortgage Principal
- NO CAP or Limits on the Amount of Rebates You Can Accumulate in a Year
- No Annual Fee
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 9.99% | Very Good | $0 |
Citi CashReturns(SM) MasterCard®
- Earn Up to 6% Cash Back on Purchases; a Full 1% Cash Back on Every Purchase PLUS an Average 5% Additional Cash Back at 400 Leading Retailers Within the Citi Bonus Cash Center.
- Earn a 20% Bonus on the Cash Back Earned on All Purchases for the First 12 Months
- Checks Will Be Sent Automatically Every Time You Earn $50
- 0% APR* on Balance Transfers for up to 12 Months
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for up to 12 Months | As low as 9.99% | Any | $0 |
Citi® Platinum Select® / AAdvantage® World MasterCard®
- Earn 25,000 American Airlines AAdvantage® Bonus Miles after You Make $750 in Purchases Within 4 Months of Becoming a Cardmember
- Earn 1 AAdvantage® Mile for Every $1 You Spend on Eligible Purchases - Up To 100,000 Miles Per Year
- Redeem AAdvantage® Miles with Over 25 of the World's Top Airlines, Major Car Rental Companies, and Hundreds of Luxurious Hotels Worldwide
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 14.99% | Very Good | $85 |
Citi® Gold/AAdvantage® World MasterCard®
- Earn 15,000 American Airlines AAdvantage® Bonus Miles After You Make $750 in Purchases Within 4 Months of Becoming a Cardmember*
- Earn 1 AAdvantage® Mile for Every $1 You Spend on Eligible Purchases - Up To 60,000 Miles Per Year*
- Redeem AAdvantage® Miles with Over 25 of the World's Top Airlines, Major Car Rental Companies, and Hundreds of Luxurious Hotels Worldwide*
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 14.99% | Good | $50 |
Bank of America WorldPoints® Platinum Plus® MasterCard®
- Earn 1 Point for Every Net Retail Purchase Dollar
- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers Through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Very Good | $0 |
Home Advantage™ MasterCard® from Bank of America
- 0% Intro Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles
- Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants
- Redeem Your Points for Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates
- Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage
- No Limit to The Number of Points You Can Earn Each Year
- Absolute Fraud Protection Against Unauthorized Use, Online and Offline
- Access to The MyConcierge(SM) Service, a Unique Personal Assistance Service
- Secure Online Account Access and Electronic Bill Payment Service
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Excellent | $0 |
Wyndham Rewards MasterCard(SM)
- Earn 2 Points for Every $1 in Purchases
- Earn 13 Points for Every $1 Spent for Qualifying TripRewards® Hotel Stays
- Redeem Your Points for Hotel Stays, Dining, Shopping, and Auto Rentals
- No Annual Fee
- 24-Hour Online Access
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Very Good | $0 |
Bank of America World MasterCard® with WorldPoints™
- Earn 1 Point for Every Net Retail Purchase Dollar
- Redeem Your Points for Travel with No Blackout Dates, Cash, Brand-Name Merchandise, or Dining Certificates
- No Annual Fee
- Online Account Access and Point Management
- Absolute Fraud Protection
- Introductory 0% APR for Cash Advance Checks and Balance Transfers through Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Excellent | $0 |
Bank of America® Cash Rewards Platinum Plus® MasterCard® Credit Card
- *Earn 1% Cash Back on All Purchases with No Limit to How Much You Can Earn and No Fees to Redeem Your Cash Back Credit
- *No Annual Fee
- *100% Fraud Protection
- *Free Online Account Management
- *0% Introductory Annual Percentage Rate (APR)† on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- Card Issued by FIA Card Services, N.A.
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Billing Cycles | 9.99% / 15.99% | Very Good | $0 |
Citi® Bronze® / AAdvantage® World MasterCard®
- Earn 5,000 American Airline AAdvantage® Bonus Miles After Your First Purchase with the Card*
- No Annual Fee for Your Card*
- Earn 1 AAdvantage® Mile for Every $2 You Spend on Eligible Purchases - Up To 25,000 Miles Per Year*
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 14.99% | Any | $0 |
HSBC Platinum MasterCard® with Cash Back Rewards
- Earn a Full 1% Cash Back on Every Purchase You Make with Your Card, Regardless of Where You Make It
- Enjoy a 0% Introductory APR on Card Purchases and Balance Transfers for 12 Months
- Take Advantage of Platinum Benefits Like Unlimited Purchase Protection, Extended Warranties, and Car Rental Insurance
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 12 Months | 8.99% - 17.99% | Very Good | $0 |
Citi® Platinum Select® MasterCard®
- 0% APR* on Balance Transfers and Purchases for Up To 12 Months
- No Annual Fee
- Citi Identity Theft Solutions
- $0 Liability on Unauthorized Purchases
- Secure, Free Online Account Management
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for up to 12 Months | As low as 8.49% | Very Good | $0 |
Bank Freedom(SM) Prepaid MasterCard®
- $0 ACTIVATION FEE - No Conditions!
- 100% Guaranteed Approval - No Credit Check
- FREE - Unlimited Purchase Transactions
- FREE Direct Deposit - No More Check Cashing Fees
- FREE Account Alerts - Email and/or SMS Text Messages
- NO Late Fees, NO Interest Fees, NO NSF Fees
- No Annual Fees! NO Monthly Fee with Direct Deposit
- $10,000 Balance Limit-Load at Retail Locations Nationwide
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | No APR | Any | $0 |
AccountNow® Vantage Prepaid MasterCard®
- iAdvance Loan Option, No Credit Check Needed
- $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
- 100% Guaranteed Approval*
- FREE Credit Builder
- FREE Online Bill Pay
- NO Overdraft Fees or Minimum Balance Required
- Re-loadable With a $10,000 Balance
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | No APR | Any | $0 |
New Millennium Bank Secured Platinum Visa®/MasterCard®
- Get Approved for Up To $10,000 in Secured Credit with No Credit Check
- Free Companion Airfare
- Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
- Guaranteed Issue
- Credit Amount Equals the Deposit
- Complimentary Online Services for Account Management and Payments
- Be Approved Regardless of Income or Credit History
- Reports to the 3 Major Credit Bureaus
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| No Introductory Rate Available | 19.5% | Very Good | $59 |
Orchard Bank Classic MasterCard®
- Receive MasterCard® Privileges and Benefits
- Reports to All 3 Credit Bureaus Monthly
- Free Online 24-Hour Account Access and Bill Pay
- Periodic Credit Limit Increases
- Apply online now or read our review
| Intro APR | Regular APR | Credit Needed | Annual Fee |
|---|---|---|---|
| 0% APR for 6 Months | APR Varies* | Bad Credit OK | $49 |